First Access Visa® Card

Credit Card Details
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Perfect credit not required for approval; we may approve you when others won’t

Card Brand Visa®

Credit Recommended Fair

Regular Purchase APR 35.99%*

Annual Fee $75.00 1st year, $48.00 after*

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Fair
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Visa®


Regular APR 35.99%*
Annual Fee $75.00 1st year, $48.00 after*
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Fair
Cash Advance APR 35.99%*
Cash Advance Fee Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period See website for Details*
Late Payment Fee Up to $41.00*
Overlimit Fee See website for Details*
Return Check Fee Up to $41.00*
Foreign Transaction Fee See website for Details*
Balance Transfer Fee See website for Details*
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