First Digital Mastercard®
Get a result in as little as 60 seconds upon completion of the online application.
Card Brand MasterCard®
Credit Recommended Bad/Poor/Limited
Regular Purchase APR 35.99%
Annual Fee $75.00 for first year. After that, $48.00 annually.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
|Annual Fee||$75.00 for first year. After that, $48.00 annually.|
|Cash Advance APR||See website for Details*|
|Cash Advance Fee||Either $10, or 3% of the amount of the Cash Advance, whichever is greater.|
|Cash Grace Period||See website for Details*|
|Late Payment Fee||$40.00|
|Return Check Fee||$40.00|
|Foreign Trans Fee||See website for Details*|
|Balance Transfer Fee||See website for Details*|
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I like the review very much this is for me and anyone likel me with bad credit. We still have an opportunity to get credit and build better credit.