fbpx

First Digital Mastercard®

Credit Card Details
Sponsored Links

Get a result in as little as 60 seconds upon completion of the online application.

Card Brand MasterCard®

Credit Recommended Poor/Damaged/Fair

Regular Purchase APR 35.99%*

Annual Fee $75.00 1st year, $48.00 after*

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See Cash Back Rewards Programs Terms & Conditions for details

 

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC

Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Poor/Damaged/Fair
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Mastercard®

Specifications

Regular APR 35.99%*
Annual Fee $75.00 1st year, $48.00 after*
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Poor/Damaged/Fair
Cash Advance APR 35.99%*
Cash Advance Fee Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period See Website for Details
Late Payment Fee Up to $41.00*
Overlimit Fee See Website for Details
Return Check Fee Up to $41.00*
Foreign Transaction Fee See Website for Details
Balance Transfer Fee See Website for Details
SPONSORED LINKS
0.0
Rated 0 out of 5
0 out of 5 stars (based on 0 reviews)
Excellent0%
Good0%
Fair0%
Poor0%
Bad0%

How To Improve Your Credit Score

What is Credit Score: It is a statistical number based on your credit history, repayment habits and other financial data collected from financial institution by the rating agencies. Your Credit Score is an indicator of your Credit Worthiness. This data is collected by the rating agency based on a key or unique identifier like Permanent...

Continue Reading

How to Use Your Credit Card Smartly?

Gone are the days when only a handful of people used these Cards. The present scenario narrates a different story and every individual today swipes his or her Credit Cards for making purchases. Executing transactions through these cards have become a common affair. Take a look around, and you will come across innumerable people swiping...

Continue Reading

Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress...

Continue Reading