First Digital Mastercard®

Credit Card Details

Get a result in as little as 60 seconds upon completion of the online application.

Card Brand MasterCard®

Credit Recommended Bad/Poor/Limited

Regular Purchase APR 35.99%

Annual Fee $75.00 for first year. After that, $48.00 annually.

Intro Purchase APR n/a

Intro Balance Transfer APR n/a

Highlights

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC

Specifications

Regular APR 35.99%
Annual Fee $75.00 for first year. After that, $48.00 annually.
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Bad/Poor/Limited
Cash Advance APR See website for Details*
Cash Advance Fee Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Cash Grace Period See website for Details*
Late Payment Fee $40.00
Overlimit Fee n/a
Return Check Fee $40.00
Foreign Trans Fee See website for Details*
Balance Transfer Fee See website for Details*

Card Reviews

5
5.0 rating
5 out of 5 stars (based on 2 reviews)
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Reviews

Bad credit

5.0 rating
October 2, 2020

I like what I have read so far

Lisa

Build better credit

5.0 rating
September 12, 2020

I like the review very much this is for me and anyone likel me with bad credit. We still have an opportunity to get credit and build better credit.

Irene chavez
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