First Digital Mastercard®

Highlights

• Earn 1% cash back rewards on payments made to your First Digital Credit Card
• Checking Account Required
• $300 credit limit (subject to available credit)
• Build up your credit history with a card that reports to all three major credit bureaus every month.
• Perfect credit not required for approval; we may approve you when others won’t.
• *See Rates, Fees, Costs & Limitations for complete offer details
• See Cash Back Rewards Programs Terms & Conditions for details

• Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
• Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
• You may be eligible for a Credit Line Increase after 12 months.
• Easy and secure online application – It takes just moments to apply.
• If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
• Receive your card more quickly with optional Expedited Processing (additional fee applies).
• Get a result in as little as 60 seconds upon completion of the online application.
• Online Customer Center available 24 x 7.
• Issued by Synovus Bank, Member: FDIC

Additional Info

• Regular APR: 35.99%*
• Cash Advance APR: 35.99%*
• Annual Fee: $75.00 1st year, $48.00 after*
• Late Payment Fee: Up to $41.00*
• Return Payment Fee: Up to $41.00*
• Program Fee: $95.00*
• Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
• Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
• Credit Recommended: Poor/Damaged/Fair
• Credit Limit: $300
• Rewards Rate: 1% Cash Back
• Card Brand: Mastercard®

Specifications