First Digital Mastercard®
Credit Card Details
Get a result in as little as 60 seconds upon completion of the online application.
APPLY NOWCard Brand MasterCard®
Credit Recommended Bad/Poor/Limited
Regular Purchase APR 35.99%
Annual Fee $75.00 for first year. After that, $48.00 annually.
Intro Purchase APR n/a
Intro Balance Transfer APR n/a
Highlights
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Specifications
| Regular APR | 35.99% |
|---|---|
| Annual Fee | $75.00 for first year. After that, $48.00 annually. |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Bad/Poor/Limited |
| Cash Advance APR | See website for Details* |
| Cash Advance Fee | Either $10, or 3% of the amount of the Cash Advance, whichever is greater. |
| Cash Grace Period | See website for Details* |
| Late Payment Fee | $40.00 |
| Overlimit Fee | n/a |
| Return Check Fee | $40.00 |
| Foreign Trans Fee | See website for Details* |
| Balance Transfer Fee | See website for Details* |
Card Reviews
5 out of 5 stars (based on 2 reviews)
Reviews
Bad credit
October 2, 2020
I like what I have read so far
Build better credit
September 12, 2020
I like the review very much this is for me and anyone likel me with bad credit. We still have an opportunity to get credit and build better credit.