Merrick Bank Double Your Line® Secured Credit Card

Highlights

• Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
• Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Additional Info

• Regular APR: 21.95% Variable
• Annual Fee: $36 the first year. Billed $3 per month thereafter
• Credit Line: $200, which doubles to $400 if you qualify
• Cash Advance APR: 26.95% Variable
• Cash Advance Fee: 4% Min: $10
• Late Payment Fee: Up to $40
• Return Payment Fee: Up to $40
• Foreign Trans Fee: 2%
• Minimum Deposit: $200
• Regular Transfer APR: N/A
• Penalty APR: N/A
• Balance Transfer Fee: N/A
• Credit Recommended: See website for Details
• Intro (Purchases): N/A
• Intro (Transfers): N/A

Specifications