Merrick Bank Double Your Line® Secured Credit Card

Credit Card Details
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Get your FICO® Credit Score for free each month.

Card Brand MasterCard®

Credit Recommended See website for Details

Regular Purchase APR 21.95% Variable

Annual Fee $36 the first year. Billed $3 per month thereafter

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Additional Info

  • Regular APR: 21.95% Variable
  • Annual Fee: $36 the first year. Billed $3 per month thereafter
  • Credit Line: $200, which doubles to $400 if you qualify
  • Cash Advance APR: 26.95% Variable
  • Cash Advance Fee: 4% Min: $10
  • Late Payment Fee: Up to $40
  • Return Payment Fee: Up to $40
  • Foreign Trans Fee: 2%
  • Minimum Deposit: $200
  • Regular Transfer APR: N/A
  • Penalty APR: N/A
  • Balance Transfer Fee: N/A
  • Credit Recommended: See website for Details
  • Intro (Purchases): N/A
  • Intro (Transfers): N/A


Regular APR 21.95% Variable
Annual Fee $36 the first year. Billed $3 per month thereafter
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended See website for Details
Cash Advance APR 26.95% Variable
Cash Advance Fee 4% Min: $10
Cash Grace Period n/a
Late Payment Fee Up to $40
Overlimit Fee n/a
Return Check Fee Up to $40
Foreign Transaction Fee 2%
Balance Transfer Fee n/a
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