Petal® 1 “No Annual Fee” Visa® Credit Card

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

• $0 Annual Fee
• Variable APRs range from 24.74% – 34.24%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank

Additional Info

• Annual Fee: $0
• Regular APR: 24.74 – 34.24% Variable
• Credit Limit: $300 – $5,000
• Credit Recommended: Fair, Limited History, No History, Limited, No Credit
• Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
• Return Payment Fee: Bounced payment fee up to $29.
• Checking Account Required: Yes
• Foreign Trans Fee: $0
• Overlimit Fee: $0
• Intro Rate: N/A
• Intro Period: N/A
• Balance Transfer: N/A
• Intro (Purchases): N/A
• Intro (Balance Transfers): N/A

Specifications