Petal® 1 “No Annual Fee” Visa® Credit Card

Credit Card Details

$500 - $5,000 credit limits

Card Brand Visa®

Credit Recommended Fair/Bad/Limited/No Credit

Regular Purchase APR 19.99 - 29.49% Variable

Annual Fee 0.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • $0 Annual Fee
  • 2% – 10% cash back from select merchants
  • $500 – $5,000 credit limits
  • Variable APRs 19.99 – 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Additional Info


Regular APR 19.99 - 29.49% Variable
Annual Fee 0.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Fair/Bad/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee Late fees up to $29 for first late payment, $40 for second late payment.
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Card Reviews

Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)


Is very effective

Rated 5 out of 5
February 9, 2021

This is so interesting and loving


Best card

Rated 4 out of 5
February 9, 2021

When I mean best is very fast and reliable


A helping hand when you need one.

Rated 5 out of 5
February 1, 2021

This is the best card that I came across, that actually helps you rebuild your credit and increase your credit score.


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