Earn 1.5% unlimited cash back on card purchases every time you make a payment
Card Brand Visa®
Credit Recommended Fair,Good,Excellent
Regular Purchase APR 14.99% - 29.99% APR
Annual Fee 0.00
Intro Purchase APR N/A
Intro Balance Transfer APR N/A
Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
Welcome Bonus Disclosure: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
State Exclusions: DC, IA, WV, WI
Link to Rates and Terms: https://upgrade.zendesk.com/hc/en-us/articles/20952319319067
| Regular APR | 14.99% - 29.99% APR |
|---|---|
| Annual Fee | 0.00 |
| Intro (Purchases) | n/a |
| Intro (Transfers) | n/a |
| Credit Recommended | Fair,Good,Excellent |
| Cash Advance APR | n/a |
| Cash Advance Fee | n/a |
| Cash Grace Period | n/a |
| Late Payment Fee | 0.00 |
| Overlimit Fee | n/a |
| Return Check Fee | 0.00 |
| Foreign Transaction Fee | Up to 3% |
| Balance Transfer Fee | Up to 5% |
