Card Spotlight: Current Build Visa® Credit Card

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We have painstakingly researched and analyzed credit cards for their unique value proposition and consumer benefits. Each card provides certain features based on your credit history. From imperfect to stellar credit, everyone is eligible for a certain card type. Browse and Apply Now with confidence.
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Any Credit History
Annual FeeSee Terms
Mon 16 Jun 2025
Start building credit by keeping your balance low and paying all your bills on time each month
Card BrandMasterCard
Credit Recommended Fair/Poor
Annual Fee See Provider Website
Regular Purchase APR See Provider Website
Rewards n/a
Full Details Card Page
Regular APR | See Provider Website |
---|---|
Annual Fee | See Provider Website |
Credit Recommended | Fair/Poor |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | n/a |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
Rewards Rate | n/a |
Overdraft protection up to $200 with opt-in and eligible direct deposit*
Card BrandVisa
Credit Recommended All Credit Types Considered
Annual Fee $0.00
Regular Purchase APR n/a
Rewards Earn up to 7% cash back when you buy eGift Cards in the app
Full Details Card Page
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
Regular APR | n/a |
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Annual Fee | $0.00 |
Credit Recommended | All Credit Types Considered |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Rewards Rate | Earn up to 7% cash back when you buy eGift Cards in the app |
No Credit Check to Apply
Card BrandVisa
Credit Recommended Limited to Good
Annual Fee 0.00%
Regular Purchase APR 0.00%
Rewards n/a
Full Details Card Page
Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):
To apply for Credit Builder, you must have an active Chime® Checking Account.
Eligibility Requirements
Build Credit History
Safer Credit Building
The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):
To apply for Credit Builder, you must have an active Chime® Checking Account.
Eligibility Requirements
Build Credit History
Safer Credit Building
The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
¹ Based on a representative study conducted by Experian® in January 2024, members who made their first purchase with Credit Builder between June 2022 and October 2022 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
² On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
* Money added to Credit Builder will be held in a secured deposit account as collateral for your Credit Builder Visa card, and you can spend up to this amount. You can use money deposited in your Secured Deposit Account to pay off your charges at the end of every month.
Out-of-network ATM withdrawal and OTC advance fees may apply. View The Bancorp agreement or Stride agreement for details; see back of card for issuer.
Regular APR | No Interest |
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Annual Fee | 0.00 |
Credit Recommended | Limited to Good |
Intro (Purchases) | See Website for Details |
Intro (Transfers) | See Website for Details |
Cash Advance APR | See Website for Details |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
Rewards Rate | n/a |
Higher limit than before, still no security deposit required!
Card BrandMasterCard
Credit Recommended Bad/Poor/Fair
Annual Fee See Terms
Regular Purchase APR 35.9%
Rewards n/a
Full Details Card Page
Regular APR | 35.9% |
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Annual Fee | See Terms |
Credit Recommended | Bad/Poor/Fair |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | 1% of each transaction in U.S. dollars |
Balance Transfer Fee | n/a |
Rewards Rate | n/a |
No security deposit required—get started today!
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $175 the first year; $49 thereafter
Regular Purchase APR 35.90%
Rewards Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases
Full Details Card Page
Regular APR | 35.90% |
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Annual Fee | $175 the first year; $49 thereafter |
Credit Recommended | Fair |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | 35.90% |
Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
Cash Grace Period | See Terms |
Late Payment Fee | Up to $41 |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | 1% of each transaction in U.S. dollars. |
Balance Transfer Fee | See Terms |
Rewards Rate | Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases and 1% Cashback Rewards on all other purchases |
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
Card BrandMasterCard
Credit Recommended n/a
Annual Fee n/a
Regular Purchase APR n/a
Rewards n/a
Full Details Card Page
Regular APR | n/a |
---|---|
Annual Fee | See Terms |
Credit Recommended | n/a |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | n/a |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Rewards Rate | n/a |
A guaranteed $700 credit limit to help get your financial goals on track, if approved
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $175 the first year; $49 thereafter
Regular Purchase APR 35.90%
Rewards Unlimited 1.5% Cashback Rewards earned on every purchase
Full Details Card Page
Regular APR | 35.90% |
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Annual Fee | $175 the first year; $49 thereafter |
Credit Recommended | Fair |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | See Terms |
Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
Cash Grace Period | See Terms |
Late Payment Fee | Up to $40 |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | 1% of each transaction in U.S. dollars |
Balance Transfer Fee | See Terms |
Rewards Rate | Unlimited 1.5% Cashback Rewards earned on every purchase |
Pre-qualify with no impact to your credit score
Card BrandMasterCard
Credit Recommended Fair/Poor
Annual Fee See Provider Website
Regular Purchase APR See Provider Website
Rewards n/a
Full Details Card Page
Regular APR | See Provider Website |
---|---|
Annual Fee | See Provider Website |
Credit Recommended | Fair/Poor |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | See Provider Website |
Cash Advance Fee | See Provider Website |
Cash Grace Period | n/a |
Late Payment Fee | See Provider Website |
Overlimit Fee | n/a |
Return Check Fee | See Provider Website |
Foreign Transaction Fee | See Provider Website |
Balance Transfer Fee | n/a |
Rewards Rate | n/a |
A guaranteed $700 credit limit to help get your financial goals on track, if approved.
Card BrandMasterCard
Credit Recommended Fair
Annual Fee $175 the first year; $49 thereafter
Regular Purchase APR 35.90%
Rewards n/a
Full Details Card Page
Regular APR | 35.90% |
---|---|
Annual Fee | $175 the first year; $49 thereafter |
Credit Recommended | Fair |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | 35.90% |
Cash Advance Fee | $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 ) |
Cash Grace Period | See Terms |
Late Payment Fee | Up to $40 |
Overlimit Fee | See Terms |
Return Check Fee | See Terms |
Foreign Transaction Fee | 1% of each transaction in U.S. dollars. |
Balance Transfer Fee | See Terms |
Rewards Rate | n/a |
Credit for everyone - Regardless of your credit history!
Card BrandVisa
Credit Recommended No to Good Credit
Annual Fee $0.00
Regular Purchase APR 0.00%
Rewards Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
Full Details Card Page
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. The Current Visa® Debit Card issued by Choice Financial Group, and the Current Visa® secured charge card issued by Cross River Bank, are both pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required.
Regular APR | 0.00% |
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Annual Fee | $0.00 |
Credit Recommended | No to Good Credit |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | See Website for Details |
Cash Advance Fee | See Website for Details |
Cash Grace Period | See Website for Details |
Late Payment Fee | See Website for Details |
Overlimit Fee | See Website for Details |
Return Check Fee | See Website for Details |
Foreign Transaction Fee | See Website for Details |
Balance Transfer Fee | See Website for Details |
Rewards Rate | Grow your savings - Earn up to a 4.00% Bonus on Savings Pods |
No hard inquiry to apply
Card BrandMasterCard
Credit Recommended All Credit Types Accepted
Annual Fee $36* (*discounted in Year 1 for starting credit lines under $200)
Regular Purchase APR 16% Variable
Rewards n/a
Full Details Card Page
Regular APR | 16% Variable |
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Annual Fee | $36* (*discounted in Year 1 for starting credit lines under $200) |
Credit Recommended | All Credit Types Accepted |
Intro (Purchases) | n/a |
Intro (Transfers) | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | Up to $8 |
Overlimit Fee | n/a |
Return Check Fee | None |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Rewards Rate | n/a |
$750.00 Line of Credit*
Card BrandOther
Credit Recommended Damaged credit to Fair credit
Annual Fee See website for Details*
Regular Purchase APR 0.00%
Rewards N/A
Full Details Card Page
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Card for Details
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
Regular APR | 0.00% |
---|---|
Annual Fee | See website for Details* |
Credit Recommended | Damaged credit to Fair credit |
Intro (Purchases) | 0.00% |
Intro (Transfers) | n/a |
Cash Advance APR | n/a |
Cash Advance Fee | n/a |
Cash Grace Period | n/a |
Late Payment Fee | n/a |
Overlimit Fee | |
Return Check Fee | n/a |
Foreign Transaction Fee | n/a |
Balance Transfer Fee | n/a |
Rewards Rate | N/A |
Advertiser Disclosure * Advertisements which display guaranteed credit lines or credit limits of $500.00-$750.00 are exclusively for usage through online retail stores, online marketplace websites and/or online auction websites. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit. When searching for the best credit card for you, there are several factors that you ought to consider. Some cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s). Please review full terms and conditions prior to applying for any credit card.
General Disclaimer Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s)
Editorial Note Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).