Credit cards have a notorious reputation as being sources of crippling debt and woe, but this isn’t the whole picture. Aside from being a quick source of emergency money when your refrigerator stops running, a credit card is also a valuable tool for managing cash flow and accessing other benefits like reward programs and insurance….
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With so many credit card offers available, it can be difficult to find the correct one. Credit scores and payment history affect eligibility, but even similar products can come with significant differences. Use the following information to find the cards that work with your circumstances. Cash Bonuses If a signup bonus sounds appealing, read the…
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A balance transfer credit card isn’t something that everyone can take advantage of, but you may come to learn that it’s just what you need to improve your finances. As the name suggests, a balance transfer credit card allows you to move several balances under the same roof. For example, if you have a $5,000…
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As you begin your search for a credit card, you could easily slip into the camp that believes “one offer is as good as the next.” Nothing could be further from the truth, and that’ll never change. It’s nice to know that there are many types of credit cards. Not only does this increase the…
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For many, times are tough and rebuilding good credit can be even tougher. The Group One Platinum Card gives consumers spending power when they need it most, all while establishing a positive credit file. The Group One Platinum Card is a catalog card issued by Horizon Card Services. While the card can only be used…
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Do you have a credit card? Do you use it often, or generally look for other ways to pay your expenses? If you’re confident in your ability to responsibly use your credit card, it’s a good idea to consider the many monthly expenses to pay with it. Not only can this bring convenience and organization…
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Credit is very powerful, as you know and when used correctly, it can become an asset to your life. The benefits of good credit is that you get to enjoy a low APR (annual percentage rate). A low APR credit card can save you thousands of dollars in interest charges in a years time. So…
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