PCB Secured Visa® Credit Card

Credit Card Details

Start Building Your Future Today!

Card Brand Visa

Credit Recommended Good/Limited Credit

Regular Purchase APR 18.90% (fixed)*

Annual Fee $39*

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • A minimum collateral deposit of $200 is required to open this account.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.
  • Start Building Your Future Today! We understand that establishing a positive credit history is important. That’s why we offer the PCB Secured Visa® credit card. Whether you are rebuilding your credit or new to credit, the PCB Secured Visa is the perfect choice. Our mission is to provide customers with quality service and products, by linking the values of the past with the ideas and technology of the future.
  • Looking for a credit card to help build your credit history? When looking to build or rebuild your credit, there are advantages to the PCB Secured Visa® credit card. Like all secured credit cards it requires an upfront collateral deposit and works like any other credit card.


Regular APR 18.90% (fixed)*
Annual Fee $39*
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Good/Limited Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee n/a
Overlimit Fee n/a
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

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