Petal 2 “Cash Back, No Fees” Visa® Credit Card

Credit Card Details

$500 – $10,000 credit limits

Card Brand Visa

Credit Recommended Excellent/Good/Limited/No Credit

Regular Purchase APR 12.99% to 26.99% Variable

Annual Fee 0.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away.
  • Up to 10% cash back from select merchants.
  • $500-$10,000 credit limits.
  • Variable APRs 12.99%-26.99%.
  • Build credit alongside tens of thousands of Petal Card members.
  • Cash flow technology may help applicants without credit history get approved.
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required.
  • Card issued by WebBank, Member FDIC


Regular APR 12.99% to 26.99% Variable
Annual Fee 0.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Excellent/Good/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee 0.00
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Card Reviews

5.0 rating
5 out of 5 stars (based on 2 reviews)
Very good0%


It's a good idea

5.0 rating
October 29, 2020

I think this is a good idea

Alveia Roney

Need a credit card

5.0 rating
October 25, 2020

I need a credit card.

Kristi S Carpenter