Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Credit Card Details
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$300 - $10,000 credit limits

Card Brand Visa®

Credit Recommended Excellent/Good/ Limited/No Credit

Regular Purchase APR 17.74 - 31.74% Variable

Annual Fee 0.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.74% – 31.74%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank

Additional Info

  • Rewards Rate: 1% cash back on eligible purchases
  • Annual Fee: $0
  • Regular APR: 17.74 – 31.74% Variable
  • Credit Recommended: Excellent, Good, Limited History, No History, Limited, No Credit
  • Credit Limit: $300 – $10,000
  • Product Type: Consumer
  • Overlimit Fee: $0
  • Balance Transfer Fee: N/A
  • Late Payment Fee: $0
  • Cash Advance Fee: N/A
  • Checking Account Required: Yes


Regular APR 17.74 - 31.74% Variable
Annual Fee 0.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Excellent/Good/ Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee 0.00
Return Check Fee n/a
Foreign Transaction Fee n/a
Balance Transfer Fee n/a
Rated 5 out of 5
5 out of 5 stars (based on 1 review)

I really don't think I have any credit much less a credit history I'm going to take that chance though deluxe cards things like sounds like it's all that I'm going to check it out

Rated 5 out of 5
May 19, 2021

It must be a holiday I finally found a credit card a deluxe credit card wow today is just my day can’t lose with these folks

Daniel Andrews

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