Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Credit Card Details

$500 – $10,000 credit limits

Card Brand Visa®

Credit Recommended Excellent/Good/Limited/No Credit

Regular Purchase APR 12.99% to 26.99% Variable

Annual Fee 0.00

Intro Purchase APR n/a

Intro Balance Transfer APR n/a


  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants
  • $500-$10,000 credit limits
  • Variable APRs 12.99%-26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Additional Info


Regular APR 12.99% to 26.99% Variable
Annual Fee 0.00
Intro (Purchases) n/a
Intro (Transfers) n/a
Credit Recommended Excellent/Good/Limited/No Credit
Cash Advance APR n/a
Cash Advance Fee n/a
Cash Grace Period n/a
Late Payment Fee 0.00
Overlimit Fee 0.00
Return Check Fee n/a
Foreign Trans Fee n/a
Balance Transfer Fee n/a

Card Reviews

Rated 5 out of 5
5 out of 5 stars (based on 1 review)


I really don't think I have any credit much less a credit history I'm going to take that chance though deluxe cards things like sounds like it's all that I'm going to check it out

Rated 5 out of 5
May 19, 2021

It must be a holiday I finally found a credit card a deluxe credit card wow today is just my day can’t lose with these folks

Daniel Andrews

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