Before we get into the finer details of what Bright Money can do for you and your finances, let’s examine its mission:
Our mission: to double the wealth of middle-income consumers by enabling better financial decisions, powered by data sciences and behavioral design.
Sounds interesting, doesn’t it? As you learn more about Bright Money, you may come to realize that it’s everything you’ve been looking for — plus much more.
The Bright Money all-in-one app is geared toward four key areas of your finances:
1. A low-rate balance transfer
Are you tired of paying on several credit cards every month? With a Bright Money low-rate balance transfer, you can consolidate your debt onto a single card with a low APR.
Best yet, you don’t have to wait for a decision. Approvals are instant.
2. A fast, easy credit boost
Most consumers could use a credit boost, and Bright Money gives you upon opening an account. It’s safe, automatic, and risk-free. Expect a boost of up to 60 points.
3. A payment system for all your credit cards
Do you struggle to manage multiple credit cards? Do you worry about making timely payments? Bright Money provides you with a payment system for all your credit cards. All of your balances are paid on time, automatically. Forget about late fees once and for all.
4. A personal money plan
Create a personal money plan based on your short and long-term financial goals. This allows you to make smart investments and build your savings faster. It also adapts as your financial circumstances change.
How much does Bright Money cost?
With so many features, you’re probably wondering how much you’ll pay for Bright Money. To get your feet wet, there’s a free 10-day trial. You can cancel at any time during your trial and never pay a dime.
If you decide to sign up for Bright Money, you can choose from three membership levels:
- Annual plan: billed once per year at $83.88
- Six-month plan: billed twice a year at $53.94
- Monthly plan: billed every 30 days at $14.99
There’s also a money-back guarantee, so you’re not taking any risk. If you don’t enjoy the service for any reason, you can request a full refund.
What is MoneyScience?
MoneyScience is the brain behind Bright Money. Here’s how the company describes this technology:
MoneyScience is a new patented system developed by Bright Money that blends data science with personal finance. Built on 34 algorithms by over 120 experts, it’s been tested on over 50,000 users.
Bright Money doesn’t simply guess what’s best for you and your money. It relies on its MoneyScience technology to make calculated decisions.
If you’re seeking a modern way to manage your finances, Bright Money deserves a second look. It’s packed full of features, affordable, and powered by MoneyScience. If nothing else, sign up for a free trial and take its features for a spin. That’s all the time you need to determine if it’s right for you.