Continental Finance is well known for its credit cards designed for consumers with no credit or poor credit. The FIT™ Platinum Mastercard® definitely fits into that group.
If you want to build your credit from scratch or reestablish your credit history, this is one of the best tools for doing so. It’s simple to apply, use your card, and manage your account.
With this in mind, here’s the million-dollar question: what are the reasons to choose the FIT™ Platinum Mastercard® over other similar offers?
While the answer varies from person to person, here are some of the features that make it a top choice.
1. Initial credit limit of $400
It’s not a high credit limit, but it’s exactly what you need if you have no credit or bad credit. You don’t want a limit that’s much higher as it increases the likelihood of running up a balance that you can’t afford to pay off.
2. It’s easy to double your credit limit
If you make the first six monthly minimum payments on time, your credit limit will double to $800. It doesn’t get any easier than that. Once your limit doubles, you have more spending power. Your credit score will almost benefit from a higher limit.
3. Zero liability protection
Even if you do your best to protect your credit card information, you never know when it could end up with the wrong person. And if that happens, they could make unauthorized charges. Fortunately, you’re never responsible for these charges when you have the FIT™ Platinum Mastercard® with zero liability protection.
4. Monthly credit reporting
There are many benefits of using a credit card, but you need to make sure you’re taking advantage of them all. That means ensuring that your credit card payments are reported to the three major credit bureaus: TransUnion, Experian, and Equifax.
With all activity reported, make sure you’re using your card responsibly.
5. Free credit score
Upon enrolling in e-statements, you’ll gain access to a free monthly credit score report. This is helpful in tracking your progress. It’s your goal to see your credit score increase from month to month.
Final thoughts
Along with the above, the FIT™ Platinum Mastercard has an online account management system for paying your statement, viewing transactions, contacting support, and more.
If you like everything you’ve read in this review, apply for the FIT™ Platinum Mastercard online.