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Card Spotlight: Upgrade Triple Cash Rewards Credit Card

With the ability to earn money for every dollar you spend, there’s no wondering why cash back credit cards are all the range. And if you’re going to take advantage of one of these offers, you might as well get as much in return for your purchases as possible. That’s where the Upgrade Triple Cash…

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Things to Know Before Applying for a Credit Card

Applying for a credit card is a big step in your financial life. Make the right decision and this can be one of the best tools you have at your disposal. But make the wrong decision and you could soon end up regretting it. It’s important that you do what’s best for you when researching…

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Benefits of Paying Your Bills With a Credit Card

There’s no shortage of ways to pay your bills, but using a credit card — when it’s an option — is one of the best. You may not consider it the most exciting way to use your credit card, but that shouldn’t stop you. Here are three of the top benefits: 1. Convenience Gone are…

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Secured Credit Card or No Credit Card? How to Decide

As you begin your search for a credit card, you may soon come to find that you don’t qualify for the one you want. While this is disappointing, don’t let that stop you. There are still options to consider. The first thing you need to do is look into the benefits of a secured credit…

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17 Questions to Answer Before Applying for a Credit Card

It doesn’t matter if you’re applying for your first credit card or you have one or more in your wallet, it’s critical that you know exactly what you’re doing. While everyone will take their own approach to finding and applying for a credit card, there’s no right or wrong strategy. That being said, there are…

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5 Questions to Ask Your Credit Card Company Today

Do you have a credit card? Do you remember the last time you were in contact with your credit card company? Do you have questions that you want to ask? Most people don’t get excited about contacting their credit card company, but it’s not something you should shy away from. There are times when this…

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Should You Refinance Your Mortgage?

The question of whether or not you should refinance your mortgage can be a difficult one to answer. On one side of the argument, you know that there are many benefits (more on this below) to take advantage of. Conversely, it’s a tedious process that doesn’t benefit every homeowner in the same way. With this…

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First Time Applying for a Credit Card? Answer These Key Questions

Applying for your first credit card can be both exciting and stressful. On one side of things, you’re excited about the many ways a credit card can improve your financial life. Conversely, you have concerns about choosing the right credit card and using it in a responsible manner. Here’s the one thing to remember: there’s…

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How to Get a Credit Card with Bad Credit

Do you have bad credit? Are you convinced that you’ll never again have the opportunity to receive a credit card approval? Does this have you worried about your long-term financial well-being? Even if you have bad credit, there are steps you can take to secure a credit card that suits your wants and needs (at…

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The Fastest Ways to Improve Your Credit Score

Depending on your current credit score, there’s a chance that you may be looking to make an improvement sooner rather than later. But that often leads to a question: what’s the best way to improve your credit score as quickly as possible? While this varies from one person to the next, there are a few…

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Card Spotlight: Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card is a welcome relief in an often times complex credit card environment. Here’s how the company describes the card: Petal® 1 “No Annual Fee” Visa® Credit Card has everything you need to stay on the financial fast track. Pay on time successfully each month, build credit, and…

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What To Do If You Dispute a Credit Card Fee

There may come a point when you’re surprised to see a fee on your credit card statement. No matter how hard you try to figure it out, you don’t know why you were hit with the fee. Rather than chalk it up as a loss and hope that it doesn’t happen again, it’s best to…

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How to Make the Most of a Rewards Credit Card

The allure of a rewards credit card is hard to deny. And for that reason, many people enjoy carrying at least one of these in their wallet or purse at all times. In an overall sense, a rewards credit card works much the same as any other credit card. You can use it to make…

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How to Choose a New Credit Card in 2021

A new year is a chance for a fresh financial start. No matter what happened in the past, you can leave it there. It’s your time to make changes for the better. There may come a point when you realize that 2021 is the right time to leave your old credit card in the past…

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Credit Card or Debit Card: Reasons to Choose Credit

If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress…

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Is a Credit Card Right for You?

Credit cards have a notorious reputation as being sources of crippling debt and woe, but this isn’t the whole picture. Aside from being a quick source of emergency money when your refrigerator stops running, a credit card is also a valuable tool for managing cash flow and accessing other benefits like reward programs and insurance….

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The Pros and Cons of Secured Credit Cards

In the modern age it can be tough to get by without a credit card. Everyday activities like renting a car, booking a hotel room or hopping on a plane can be out of reach without a piece of plastic to secure the transaction. Perhaps it’s time to consider a secured credit card. The need…

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How to Find the Best Credit Card

With so many credit card offers available, it can be difficult to find the correct one. Credit scores and payment history affect eligibility, but even similar products can come with significant differences. Use the following information to find the cards that work with your circumstances. Cash Bonuses If a signup bonus sounds appealing, read the…

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