Are you the type of person who uses their credit card for almost every purchase? Are you beginning to realize that you could benefit from a higher limit? Do you have questions about how to get a higher limit on the credit card that you already have? Generally speaking, there are four ways to get…
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As you begin your search for your first credit card, it’s easy to get lost in all the “bells and whistles” associated with the many offers you come across. To improve the likelihood of making the right choice, you must exercise patience as you compare offers. Here are five questions you can answer to help…
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Buying a home can be a joyful experience, as long as everything goes as planned (for the most part, at least). One of the most important things you can do is turn your immediate attention to finding the right lender for your situation. While you’re free to shop for a mortgage lender and loan on…
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Even if you consider yourself financially responsible, there may come a point when you realize that your credit report is in need of repair. Yes, this is frustrating. And yes, it can take time to make up ground. However, there are basic steps you can take that will have a positive impact on your credit…
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There’s no shortage of options when the time comes to buy a home or refinance your mortgage. In addition to hundreds upon hundreds of lenders — both local and national — you have the option to work directly through a broker. A mortgage broker is staffed with the responsibility of finding you the best mortgage…
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Buying a car is a big deal. It doesn’t matter if you’re purchasing a new or used vehicle, it’ll impact your finances in a variety of ways. And that’s why you need to make informed decisions regarding the type of loan you secure. There are several ways to apply for a car loan, with many…
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A personal loan is a great financial tool when used in the appropriate manner. For example, you can use this type of loan to consolidate debt, take a trip, pay for a child’s wedding, or renovate your kitchen. And that’s just the start. However, just because you qualify for a personal loan doesn’t mean that…
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A secured credit card is one that requires a cash security deposit to open an account. This is in contrast to an unsecured card that does not share this requirement. The primary benefit of a secured credit card is the ability to use it to build or improve your credit history and score. However, it…
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Nobody dreams of the day when they can use a balance transfer credit card. Here’s why: if you find yourself considering this, it means that you have a balance on more than one credit card. And there’s a good chance that it also means you’re searching for a better way to manage it. However, should…
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Are you carrying one or more credit card balances? Are you finding it difficult to manage your debt? Regardless of how many credit cards you have and how much debt you’re carrying, there are steps you can take to better manage it in the future. Tip: if you assume that everything will eventually come together,…
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Before signing up for a credit card, it’s good practice to review the fee schedule and terms and conditions. Doing so will ensure that you have a firm grasp of what to expect as you begin to use your card. There are some credit card fees that you can’t avoid, however, these are few and…
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It is becoming increasingly difficult to go through life without at least one credit card. However, for those with a bad credit history, getting approved for a regular credit card can be next to impossible. For those who are ready to shed the yoke of bad credit or bankruptcy, a secured card could be the…
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With the ability to earn money for every dollar you spend, there’s no wondering why cash back credit cards are all the range. And if you’re going to take advantage of one of these offers, you might as well get as much in return for your purchases as possible. That’s where the Upgrade Triple Cash…
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Applying for a credit card is a big step in your financial life. Make the right decision and this can be one of the best tools you have at your disposal. But make the wrong decision and you could soon end up regretting it. It’s important that you do what’s best for you when researching…
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