October 15, 2020
Blog
October 5, 2020
A personal loan isn’t the answer to all your financial questions, but there are times when it’s the perfect solution. If you’re considering a personal loan, it’s imperative to better understand the finer details, terms and conditions, and which lender is best for you and your financial needs. Consider 5k Funds as a rapid funding…
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September 22, 2020
When it comes the perfect credit card, everyone has their own idea of what the word “perfect” means. Defining this early on puts you on the path to finding, applying for, and securing the perfect credit card that best suits your wants and needs. Depending on your level of experience with credit cards, you may…
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September 15, 2020
Some people are serious about maintaining an excellent or good credit score. Others don’t put nearly as much stock in this. While the decision is yours, you should always strive for the highest possible score. Here are some of the many ways this will benefit you and your finances: 1. Big Savings on Interest Imagine…
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August 15, 2020
It’s one thing to obtain a copy of your credit report, but another thing entirely to understand what you’re looking at. With so much data and so many numbers, it’s not always easy to sift through the clutter to gain a full overview of exactly what’s going on. Fortunately, when you know what you’re looking…
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August 9, 2020
Maybe you’re in the habit of reviewing your credit report often. Or maybe you can’t remember the last time you took a closer look. Regardless of what’s happened in the past, it’s important to turn your attention to the future. This allows you to keep your credit report in order, which can help you on…
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July 30, 2020
When using a credit card, you do so with the intention of paying back the balance in full. Even if it takes you a few years, you realize the importance of making good on your decision to borrow money. Unfortunately, things have a way of changing without notice, so you may find yourself in a…
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July 22, 2020
A balance transfer credit card isn’t something that everyone can take advantage of, but you may come to learn that it’s just what you need to improve your finances. As the name suggests, a balance transfer credit card allows you to move several balances under the same roof. For example, if you have a $5,000…
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July 14, 2020
As you begin your search for a credit card, you could easily slip into the camp that believes “one offer is as good as the next.” Nothing could be further from the truth, and that’ll never change. It’s nice to know that there are many types of credit cards. Not only does this increase the…
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July 3, 2020
For people with bad credit or no credit, the idea of obtaining an unsecured credit card may seem farfetched. Fortunately, you have options. For example, a prepaid credit card may be just what you’re looking for. As the name implies, a prepaid credit card is one that’s secured with a prepayment. Since you’re offering a…
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June 25, 2020
For many, times are tough and rebuilding good credit can be even tougher. The Group One Platinum Card gives consumers spending power when they need it most, all while establishing a positive credit file. The Group One Platinum Card is a catalog card issued by Horizon Card Services. While the card can only be used…
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June 22, 2020
June 18, 2020
Applying for and using a secured credit card isn’t something you want to do, but it could be in your best interest. Unlike an unsecured credit card, you’re required to make a security deposit with this type. It acts as collateral in the event of a default. Conversely, if your account remains in good standing,…
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June 15, 2020
As you review your finances, you may come to realize that your one and only credit card is no longer getting the job done. And for that reason, you begin to consider adding another credit card to your finances. While this isn’t the right move for every individual, it could benefit you in a variety…
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June 1, 2020
Do you have a credit card? Do you use it often, or generally look for other ways to pay your expenses? If you’re confident in your ability to responsibly use your credit card, it’s a good idea to consider the many monthly expenses to pay with it. Not only can this bring convenience and organization…
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July 20, 2019
Credit cards come with a host of features and benefits – a good reason why credit cards are a popular phenomenon. If you are looking to apply for a credit card anytime soon, here are 10 things you definitely need to know. These points will give you a better understanding of how credit cards work…
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July 15, 2019
Gone are the days when only a handful of people used these Cards. The present scenario narrates a different story and every individual today swipes his or her Credit Cards for making purchases. Executing transactions through these cards have become a common affair. Take a look around, and you will come across innumerable people swiping…
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July 10, 2019
What is Credit Score: It is a statistical number based on your credit history, repayment habits and other financial data collected from financial institution by the rating agencies. Your Credit Score is an indicator of your Credit Worthiness. This data is collected by the rating agency based on a key or unique identifier like Permanent…
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July 3, 2019
Credit is very powerful, as you know and when used correctly, it can become an asset to your life. The benefits of good credit is that you get to enjoy a low APR (annual percentage rate). A low APR credit card can save you thousands of dollars in interest charges in a years time. So…
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