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Card Spotlight: Surge® Platinum Mastercard®

Issued by Continental Finance, the Surge® Platinum Mastercard® is designed to help consumers who want to build or establish a credit history. It doesn’t matter if you’re fresh out of college and looking for your first credit card or seeking a way to improve your credit score, this offer is one to strongly consider. Get…

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Card Spotlight: Reflex® Platinum Mastercard®

Are you searching for a credit card for consumers with bad credit? How about a credit card for consumers with no credit? If you answered yes to either question, the Reflex® Platinum Mastercard® is a good place to start your search.  Issued by Continental Finance, the Reflex® Platinum Mastercard® is designed for consumers with no…

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Card Spotlight: FIT™ Platinum Mastercard®

Continental Finance is well known for its credit cards designed for consumers with no credit or poor credit. The FIT™ Platinum Mastercard® definitely fits into that group.  If you want to build your credit from scratch or reestablish your credit history, this is one of the best tools for doing so. It’s simple to apply,…

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Credit Cards for College Students: Key Questions to Answer

Imagine this: you’re the parent of a college student who wants to apply for a credit card. At first, one word comes to mind: no. However, as you think about, you realize that there are several benefits of this arrangement.  In the end, only you can decide if a credit card is right for your…

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Are You Paying Too Much for Car Insurance?

Car insurance is one of those expenses nobody wants to pay. It’s also one of those expenses that never goes away (unless you stop driving). For that reason, you must secure comprehensive and affordable coverage from a reliable provider. The question of whether or not you’re paying too much for car insurance coverage depends on…

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Negotiate More Than Pay With Your Employer

There is likely to come a point in your career when you want to negotiate pay with your employer. While there’s nothing wrong with that, it’s not your only option. There are other things that you can negotiate, many of which could have just as much impact on your personal and financial lives. Here are…

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Facing Foreclosure? You Have Options

When you buy your home, you do so with the idea that you’ll always be able to afford the mortgage payment. Unfortunately, things have a way of changing as the months turn to years. Should you find yourself facing foreclosure, you still have options. Your home isn’t gone just yet. The first thing to consider…

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Do You Really Need a Credit Card?

There are plenty of people who don’t use credit cards. For one reason or another, they feel that avoiding “plastic” is in their best interest. And there’s nothing wrong with that. You should always do what you feel is best for your financial health. So, the answer to the question “do you really need a…

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Should You Invest in Cryptocurrency?

Cryptocurrency investing has never been a hotter topic. More people than ever are diving in headfirst and asking questions later. While this isn’t the best approach, you should consider the benefits of this investment. If you’re on the fence as to what you should do next, review these five benefits of investing in cryptocurrency: 1….

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How to Prepare for a Recession

If you spend any time watching the news, you know that many people are fearful that a recession is on the way. While the word “recession” is sure to instill fear in you, it doesn’t have to hold you back from reaching your short and long-term financial goals. Here are five tips you can follow…

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Product Spotlight: Bright Money

Before we get into the finer details of what Bright Money can do for you and your finances, let’s examine its mission: Our mission: to double the wealth of middle-income consumers by enabling better financial decisions, powered by data sciences and behavioral design. Sounds interesting, doesn’t it? As you learn more about Bright Money, you…

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How much should I put on my credit card?

There’s nothing wrong with using a credit card. However, it can get you into a lot of trouble if you’re irresponsible. It’s important that you track your spending and do your best to pay off your balance every month.  Many people struggle with this question: how much should I put on my credit card? There’s…

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What is a Prescreened Credit Card Offer?

Even if you’re not actively in the market for a credit card, you may receive a prescreened offer by mail. This doesn’t mean that you have to apply for the offer. In fact, you’re likely to throw it in the trash and never think about it again. But of course, there are times when you…

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5 Steps to Completing a Credit Card Balance Transfer

There are many reasons to consider a credit card balance transfer, including the benefit of consolidating all your credit card debt under one “roof.” If this is something that intrigues you, it’s important to learn how the process works. This allows you to move forward in a timely and confident manner. Here are the five…

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Card Spotlight: Grow Credit

Here’s how Grow Credit describes its service: Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit. That’s pretty simple, right? Sign up for a free Mastercard, use it to pay for your subscriptions, and wait for your credit score to increase.  By reporting all on-time payments to…

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Credit Card Tips for Beginners

Carrying a credit card is a big responsibility. It only takes one slip up to harm your finances and bog you down for months or even years into the future. Fortunately, when you know what you should and shouldn’t be doing, it’s easier to stay the course and take advantage of the many benefits a…

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How to Build Your Credit After Bankruptcy

There is no way around it. A bankruptcy filing will drag down your credit score. However, if your score was already low to begin with — perhaps because of missed payments — it can only fall so much lower.  Regardless of your credit score before filing for bankruptcy, it’s imperative that you take action to…

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