Before signing up for a credit card, it’s good practice to review the fee schedule and terms and conditions. Doing so will ensure that you have a firm grasp of what to expect as you begin to use your card. There are some credit card fees that you can’t avoid, however, these are few and…
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It is becoming increasingly difficult to go through life without at least one credit card. However, for those with a bad credit history, getting approved for a regular credit card can be next to impossible. For those who are ready to shed the yoke of bad credit or bankruptcy, a secured card could be the…
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With the ability to earn money for every dollar you spend, there’s no wondering why cash back credit cards are all the range. And if you’re going to take advantage of one of these offers, you might as well get as much in return for your purchases as possible. That’s where the Upgrade Triple Cash…
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Applying for a credit card is a big step in your financial life. Make the right decision and this can be one of the best tools you have at your disposal. But make the wrong decision and you could soon end up regretting it. It’s important that you do what’s best for you when researching…
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As you begin your search for a credit card, you may soon come to find that you don’t qualify for the one you want. While this is disappointing, don’t let that stop you. There are still options to consider. The first thing you need to do is look into the benefits of a secured credit…
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It doesn’t matter if you’re applying for your first credit card or you have one or more in your wallet, it’s critical that you know exactly what you’re doing. While everyone will take their own approach to finding and applying for a credit card, there’s no right or wrong strategy. That being said, there are…
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Do you have a credit card? Do you remember the last time you were in contact with your credit card company? Do you have questions that you want to ask? Most people don’t get excited about contacting their credit card company, but it’s not something you should shy away from. There are times when this…
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The question of whether or not you should refinance your mortgage can be a difficult one to answer. On one side of the argument, you know that there are many benefits (more on this below) to take advantage of. Conversely, it’s a tedious process that doesn’t benefit every homeowner in the same way. With this…
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There are people who are in the habit of regularly checking their credit report and credit score. There are also people who have put this on the backburner, while hoping that it doesn’t affect them in the future. While you don’t have to spend days on end thinking about your credit report and score, it’s…
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Applying for your first credit card can be both exciting and stressful. On one side of things, you’re excited about the many ways a credit card can improve your financial life. Conversely, you have concerns about choosing the right credit card and using it in a responsible manner. Here’s the one thing to remember: there’s…
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Do you have bad credit? Are you convinced that you’ll never again have the opportunity to receive a credit card approval? Does this have you worried about your long-term financial well-being? Even if you have bad credit, there are steps you can take to secure a credit card that suits your wants and needs (at…
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Depending on your current credit score, there’s a chance that you may be looking to make an improvement sooner rather than later. But that often leads to a question: what’s the best way to improve your credit score as quickly as possible? While this varies from one person to the next, there are a few…
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If you’re like most people, you have access to both a credit card and debit. And for that reason, you have to decide when to use each one. This sounds simple enough, but the wrong decisions can actually cost you time and money. Not to mention the fact that it can also add unnecessary stress…
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Credit cards have a notorious reputation as being sources of crippling debt and woe, but this isn’t the whole picture. Aside from being a quick source of emergency money when your refrigerator stops running, a credit card is also a valuable tool for managing cash flow and accessing other benefits like reward programs and insurance….
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In the modern age it can be tough to get by without a credit card. Everyday activities like renting a car, booking a hotel room or hopping on a plane can be out of reach without a piece of plastic to secure the transaction. Perhaps it’s time to consider a secured credit card. The need…
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With so many credit card offers available, it can be difficult to find the correct one. Credit scores and payment history affect eligibility, but even similar products can come with significant differences. Use the following information to find the cards that work with your circumstances. Cash Bonuses If a signup bonus sounds appealing, read the…
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