There are many reasons to consider a credit card balance transfer, including the benefit of consolidating all your credit card debt under one “roof.” If this is something that intrigues you, it’s important to learn how the process works. This allows you to move forward in a timely and confident manner. Here are the five…
Here’s how Grow Credit describes its service: Grow Credit offers a free Mastercard you can use to pay your subscriptions and build your credit. That’s pretty simple, right? Sign up for a free Mastercard, use it to pay for your subscriptions, and wait for your credit score to increase. By reporting all on-time payments to…
There is no way around it. A bankruptcy filing will drag down your credit score. However, if your score was already low to begin with — perhaps because of missed payments — it can only fall so much lower. Regardless of your credit score before filing for bankruptcy, it’s imperative that you take action to…
As a married couple, there’s a good chance that you have at least one joint credit card. And while there’s nothing wrong with that, it could turn into a point of contention in the event of a divorce. There are many questions and concerns to address as you prepare for the divorce process, including how…
The Fortiva® Mastercard® Credit Cardd is an industry leader among those targeting consumers with less than perfect credit. Should you find yourself in this category, it doesn’t cost you anything — outside of a few minutes — to determine if you qualify for the Fortiva® Mastercard® Credit Card. The first step in obtaining this credit…
Have you ever wondered if it’s possible to build your credit with a debit card? While it may have been impossible in the past, Extra has changed this forever. With the Extra Card, you can build your credit and earn rewards points just as you would with a traditional credit card. The only difference is…
As you begin your search for your first credit card, it’s easy to get lost in all the “bells and whistles” associated with the many offers you come across. To improve the likelihood of making the right choice, you must exercise patience as you compare offers. Here are five questions you can answer to help…
Even if you consider yourself financially responsible, there may come a point when you realize that your credit report is in need of repair. Yes, this is frustrating. And yes, it can take time to make up ground. However, there are basic steps you can take that will have a positive impact on your credit…
There’s no shortage of options when the time comes to buy a home or refinance your mortgage. In addition to hundreds upon hundreds of lenders — both local and national — you have the option to work directly through a broker. A mortgage broker is staffed with the responsibility of finding you the best mortgage…
A personal loan is a great financial tool when used in the appropriate manner. For example, you can use this type of loan to consolidate debt, take a trip, pay for a child’s wedding, or renovate your kitchen. And that’s just the start. However, just because you qualify for a personal loan doesn’t mean that…
